NECESSARY CONDITIONS FOR CREDITING A MONEY

People aged 20-63 have the opportunity to make purchases on credit at Yerevan Mobile store

.Be a citizen of the Republic of Armenia
. Be a registered employee or have an impeccable credit history
. Have a passport and social card

 

MONEY TERMS PROVIDED

. 0% down payment (according to the customer's wishes)
. 0-12% interest rate (according to the preferred bank)
. 3-60 months repayment period
.Account service fee - starting from 1%
of the total value per month,depending on the choice of bank

 

 

ACBA -CREDIT AGRICOLE BANK CJSC

• Minimum term - 3 months
• Maximum term - 36 months
• Minimum amount - 26,000 AMD
• Maximum amount - 3,500,000 AMD
• Collateral - purchased product 
• Annual nominal interest rate - 21.6% annual interest rate without service fee
• Annual effective interest rate - 23.8 - 24%
• Loan repayments - equal monthly 
• Loan commission - 0% of the monthly loan amount
• Interest calculation - daily, on the decreasing loan balance:

ARMECONOMBANK

• Loan currency - AMD
• Loan amount - AMD 20,000-2,000,000/
• Annual interest rate - 0-21.5%
• Actual interest rate - 0-24%
• Loan term - 12-36 months
• Down payment - Starting from 0%
• Commission fee - During the loan service, a monthly account service fee is charged in the amount of 0 -1% of the loan balance. In case of early repayment of the loan, it is subject to proportional reduction.

INECO BANK

• Loan amount - 30 000 - 5 500 000 ֏
• Loan term via the "Credit on the spot" system: 3 - 36 months/
• Annual nominal interest rate - 0 - 21.7%/
• Annual effective interest rate - 0 - 23.99%
• Monthly loan service fee - 0 %:
• Repayment of overdue liabilities - A penalty of 0.13% of the overdue amount is calculated for each day of delay:
• Early loan repayment penalty - Not set:

VTB ARMENIA BANK CJSC

• Annual loan interest rate /depending on the terms of cooperation with the point of sale/ - 0% - 21.5%
• Annual effective interest rate - 0% - 24%/
• Loan term (months) /depending on the terms of cooperation with the point of sale/ 3 – 60 months/
• Maximum loan amount - 4,500,000 AMD
• Minimum loan amount - 30,000 AMD.
• In case of default by the borrower, penalties on the overdue loan and interest amount - 0.13% for each overdue calendar day

AMERIA BANK CJSC

• Actual annual interest rate of the loan - 18.5-21%
• Loan amount - 50 000 - 1 000 000 AMD/
• Loan term - 12-36 months/

UNIBANK CJSC

• Actual annual interest rate of the loan - 23-24%
• Link to the loan type website - https://www.unibank.am/hy/service/consumer/u-aparik//
• Bank website address - https://www.unibank.am/hy/
• Bank contact details - (37410) 59-22-59 ; 59-55-55
• The bank is supervised by the Central Bank: